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When I got engaged, my brother gave us this book as an engagement gift. Written by Clark Howard, it's called Get Clark Smart: The Ultimate Guide to Getting Rich from America's Money-Saving Expert. The book retails for $15.95, and it was by far the most valuable wedding gift I received.

Clark Howard is a radio personality whose motto is "save more, spend less, and avoid getting ripped off." This book is full of great money-saving and money-building tips that are so valuable to young couples, but also the not-so-young, and of course not just couples. Howard understands that most people have to start building wealth from very little, whereas so many other books on finance assume that you're already pretty well off and just want to get even richer.

This book includes fantastic advice on mortgages, vacation spending, saving for the future, finding deals, avoiding ripoffs, and much more, and it really is easy to understand and follow the advice. If no one gives you this book as a wedding gift, I highly recommend buying it for yourself. As I mentioned recently, money stress is a huge factor in marital turmoil. You can start forming the good financial habits that will benefit your relationship and your future as soon as you put down this book.