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There are several reasons to consider eloping, not the least of which is a current lack of funds. Nobody is going to argue the fact that weddings, even small ones, get expensive really quickly, and for many couples the money that could be spent on a wedding could go toward something they feel is more important (down payment on a home, college fund for children, etc.).

Being broke doesn't necessarily mean you don't want a party, though, so what options do you have? A lot of people suggest eloping and having party/reception when they get back from the ceremony. However, if money is the issue, that's not really a great solution.

Perhaps a better (and more cheeky) idea is to include an invitation to a celebration when you send out your announcements. The cheeky party is that you plan the celebration for your five year anniversary (or so). Imagine getting an invitation to a big party for November 31, 2012! For a little extra fun, include an RSVP and see who responds -- just make sure they actually noticed the year on the invite ...

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