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According to our recent survey results, most of you are spending a lot of money on your wedding, and you're signing most of those checks long before the big day, as everything requires a hefty deposit. Have you considered what happens if you have to cancel or postpone your wedding?

You're going to lose a lot of money. That's why companies like WedSafe offer wedding insurance. For a one-time premium, you can cover up to $50,000 in deposits and expenditures for your wedding. Some homeowners' and renters' insurance policies will allow you to build your wedding into those policies as well, which may be worth investigating.

In addition to cancellation insurance, which is completely optional, some venues require liability insurance. WedSafe offers this as well, or your caterer or wedding planner may be able to set that up for you. Basically, wedding liability insurance covers the cost of any damages to the rented property you are using for your ceremony and/or reception.

Wedding insurance may seem like just another way for the bridal industry to squeeze money out of you, and hopefully you'll never need it, but if you're spending half your life savings on the event, it's probably a good idea to pay the few hundred extra to insure your investment.