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meeting roomDoesn't sound very romantic, does it?

But then, much of marriage isn't particularly romantic. Leaky basements, colicky babies and demanding in-laws are not romantic. Nor are stressful jobs and money worries, but things like this will undoubtedly be part of your future together. None of that is nearly as much fun to think about as the wedding, however, which is why "many people spend more time planning their wedding day than the remainder of their married life", says Dyan Cross, co-author (along with Dr. Marilyn Daryawish) of the book Marriage is a Business.

Cross comments, "the same strategic planning, financial management and commitment skills that you bring to the boardroom table are also the ones that you should exercise around the dining-room table." Love is great, but it's not always practical. If you haven't considered the division of labor, whether there'll be kids, how you'll manage your finances, what will happen if someone gets a job offer in a new city, among many other possible issues, you'll be in for a rude shock when any of these possibilities becomes a reality.

It's easy to assume, in the early days of love and romance, that your relationship will be this way forever. It won't. Not without a steady diet of respectful conversation and careful, sensible, practical planning. Start talking now, and keep talking -- that's your best insurance against the 40% divorce rate. And divorce? It's definitely not romantic.

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